Finance Analyst - Portfolio

Description

Job Summary: Cabify is seeking a Portfolio and Credit Risk Analyst with strong analytical capabilities to lead portfolio management, collections, and credit risk assessment, contributing to financial decision-making. Key Highlights: 1. Key role in financial decision-making 2. Efficient risk management and minimization of bad debt 3. Dynamic, collaborative, and international environment ### **Portfolio and Credit Risk Analyst \| Cabify** Do you want to help transform urban mobility? At **Cabify**, we work every day to make cities better places to live by connecting people efficiently, safely, and sustainably. Our growth in Spain, Portugal, and Latin America drives us to continue bringing on talent eager to create real impact. ### **How will you contribute to our mission?** We are looking for a **Portfolio and Credit Risk Analyst** with strong analytical skills, autonomy, and results orientation to lead key processes in portfolio management, collections, and credit risk assessment. This position will play a fundamental role in financial decision-making, ensuring efficient risk management and contributing to minimizing the impact of overdue portfolios and bad debt. ### **Main Responsibilities** ✅ Manage and oversee mass collections from corporate clients, ensuring correct payment application and reconciliations. ✅ Analyze and monitor portfolio, provisioning, and credit risk indicators. ✅ Design, optimize, and automate financial and portfolio reports, integrating data sources and reducing manual processes. ✅ Conduct financial evaluations of B2B clients for credit limit assignment and monitoring, as well as payment terms. ✅ Prepare and present key performance indicators (KPIs) — such as DSO, portfolio aging, default risk, among others — to Finance, Commercial, and Management teams. ✅ Handle complex cases related to disputes, reconciliations, and portfolio recovery. ### **What are we looking for?** Degree in Finance, Economics, Financial Engineering, Business Administration, or related fields. 1–3 years of experience in credit risk, portfolio management, collections, receivables, or financial operations. Experience in fintechs, startups, BPOs, technology companies, or financial sectors will be highly valued. Advanced proficiency in Google Sheets and/or Excel (pivot tables, complex formulas, database cross-referencing, and dashboard creation). Structured, analytical profile with attention to detail and excellent communication and negotiation skills. ➕ Knowledge of Oracle NetSuite is a plus. ### **Why Cabify?** ✨ Flexible work model. ✨ Dynamic, collaborative, and international environment. ✨ Opportunities for professional development and growth. ✨ Employee benefits and discounts. ✨ Necessary equipment to enable peak performance. ✨ And, of course, plenty of coffee to accompany great ideas! If you’re interested in joining a team transforming mobility across Latin America, apply now or share this opportunity with someone who might be a great fit. \#Cabify \#Hiring \#Finanzas \#CreditRisk \#AccountsReceivable \#AnalistaFinanciero \#Cartera \#RiesgoCrediticio \#Jobs \#LATAM \#Bogotá \#Fintech \#DataDrivenFinance