credit analyst

Description

Job Summary: We are seeking a Credit and Portfolio Analyst to manage credit risk, recover portfolio, and ensure compliance with credit policies, contributing to financial sustainability. Key Highlights: 1. Credit risk management and portfolio recovery. 2. Customer analysis, evaluation, and monitoring. 3. Compliance with credit policies and financial sustainability. A prominent company in the hardware sector is currently looking for a Credit and Portfolio Analyst with proven experience and solid expertise in credit analysis, portfolio management, and risk assessment. Job Objective: Ensure proper credit risk management and timely portfolio recovery through customer analysis, evaluation, and monitoring, guaranteeing compliance with the company’s credit policies and supporting the business’s financial sustainability. Main Responsibilities: • Analyze and evaluate credit applications from new and existing customers, verifying required financial, commercial, and legal information. • Conduct credit studies and issue recommendations regarding approval, modification, or updating of credit limits and payment terms. • Monitor customer payment behavior and promptly identify potential default risks. • Manage assigned portfolio by executing preventive, administrative collection activities, and follow-up on payment commitments. • Prepare and present portfolio reports, collection indicators, aging of balances, and risk levels. • Reconcile payments, balances, and portfolio movements with customers and internal company departments. • Maintain up-to-date customer credit documentation and files. • Support and assist commercial departments in customer evaluation and credit limit management. • Ensure compliance with internal credit and portfolio policies, proposing improvement actions when necessary. Working Hours: Monday to Friday: 8:00 a.m. – 5:00 p.m. Saturday: 8:00 a.m. – 12:00 p.m. Apply now! If you meet the profile and wish to join our team, please attach your resume.-Requirements- Minimum education: University degree / Technological program 2 years of experience Knowledge: Analytical ability, Analysis, Portfolio, Risk assessment, Portfolio management Keywords: analyst, financial, surety, credito, credit, financiera