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Job Summary: We are seeking a Portfolio and Credit Risk Analyst to lead key portfolio management, collections, and credit risk assessment processes at Cabify. Key Highlights: 1. Transforming urban mobility 2. Playing a pivotal role in financial decisions 3. A dynamic, collaborative, and international environment ### **Portfolio and Credit Risk Analyst \| Cabify** Do you want to help transform urban mobility? At **Cabify**, we work every day to make cities better places to live—connecting people efficiently, safely, and sustainably. Our growth in Spain, Portugal, and Latin America drives us to continue bringing on talent eager to generate real impact. ### **How Will You Contribute to Our Mission?** We are looking for a **Portfolio and Credit Risk Analyst** with strong analytical capability, autonomy, and results orientation to lead key portfolio management, collections, and credit risk assessment processes. This position will play a pivotal role in financial decision-making, ensuring efficient risk management and contributing to minimizing the impact of overdue portfolios and bad debt. ### **Key Responsibilities** ✅ Manage and oversee mass collections from corporate clients, ensuring accurate payment application and reconciliations. ✅ Analyze and monitor portfolio, provisioning, and credit risk indicators. ✅ Design, optimize, and automate financial and portfolio reports by integrating data sources and reducing manual processes. ✅ Conduct financial assessments of B2B clients for credit limit assignment and monitoring, as well as payment terms. ✅ Prepare and present key performance indicators (KPIs) such as DSO, portfolio aging, default risk, and others to Finance, Commercial, and Management teams. ✅ Handle complex cases related to disputes, reconciliations, and portfolio recovery. ### **What We’re Looking For** A professional in Finance, Economics, Financial Engineering, Business Administration, or related fields. 1–3 years of experience in credit risk, portfolio management, collections, receivables, or financial operations. Experience in fintechs, startups, BPOs, technology companies, or financial sectors is highly valued. Advanced proficiency in Google Sheets and/or Excel (pivot tables, complex formulas, database cross-referencing, and dashboard creation). A structured, analytical, detail-oriented profile with excellent communication and negotiation skills. ➕ Knowledge of Oracle NetSuite is a plus. ### **Why Cabify?** ✨ Flexible work model. ✨ A dynamic, collaborative, and international environment. ✨ Opportunities for professional development and growth. ✨ Employee benefits and discounts. ✨ Necessary equipment to perform at your highest level. ✨ And, of course, plenty of coffee to accompany great ideas! If you’re interested in joining a team transforming mobility across Latin America, apply now—or share this opportunity with someone who might be a great fit. \#Cabify \#Hiring \#Finanzas \#CreditRisk \#AccountsReceivable \#AnalistaFinanciero \#Cartera \#RiesgoCrediticio \#Jobs \#LATAM \#Bogotá \#Fintech \#DataDrivenFinance
