CUO

Description

Job Summary: This role is for a Chief Underwriting Officer who will ensure sustainable profitability and growth of the insurance portfolio by leading underwriting strategy and pricing, defining standards, and aligning decisions with risk appetite and company objectives. Key Highlights: 1. Lead the subscription and pricing strategy. 2. Drive the use of data and advanced analytics in underwriting. 3. Ensure regulatory compliance and adherence to internal policies. Chief Underwriting Officer Imagine working for a company that truly cares about its employees, customers, stakeholders, and the entire community involved. Imagine working for a company committed to doing the right thing and aiming to become the world’s best insurance provider! Zurich is one of the world’s leading insurance companies and one of the few operating on a global scale. With approximately 55\.000 employees dedicated to understanding our customers’ needs and delivering solutions for individuals and businesses—from small enterprises to multinational corporations. Here, we champion Sustainability, innovating in development policies and increasingly aligning ourselves with global changes. We care about societal trust and how we continuously innovate—seeking technologies and strategies that enable us to deliver a memorable experience to our customers. We also foster a culture of diversity and inclusion. Our purpose and values statement is designed to protect, inspire trust, and help our employees reach their full potential. Therefore, we maintain an inclusive hiring policy that promotes the selection of qualified candidates with disabilities. Join us as a Zuricher and become part of our team as **CUO**! Role Purpose: Ensure sustainable profitability and growth of the insurance portfolio for the assigned country or market by leading the underwriting and pricing strategy, defining and governing underwriting standards and practices, and ensuring underwriting decisions align with risk appetite, applicable regulations, and the company’s strategic objectives. Responsibilities: * Define and execute the underwriting and pricing strategy for the business portfolio, aligned with the global strategy. * Develop, update, and govern underwriting policies, standards, guidelines, and processes for the lines of business under responsibility. * Establish and maintain risk appetite, underwriting limits, authority delegations, and acceptance criteria, ensuring proper communication and compliance. * Analyze technical results and market trends to identify growth opportunities and emerging risks, proposing and implementing corrective actions. * Serve as the highest level of underwriting authority for complex or exceptional cases. * Drive the use of data, advanced analytics, and digital tools in the underwriting and pricing process (risk models, segmentation, technical pricing). * Ensure underwriting practices comply with local regulations, internal risk policies, Compliance standards, and Group guidelines. Education: Degree in administrative or financial disciplines; ideally with technical certifications in insurance/underwriting. Minimum 12 years of experience in the insurance sector, with a strong background in underwriting. Experience: Proven leadership experience managing underwriting teams and functions at the country or business unit level. If you’ve made it this far—thank you for reading! If you feel you’re a good fit and are excited about this opportunity, don’t hesitate to reach out and apply. Imagine working for a company that truly cares about its employees, customers, stakeholders, and the entire community involved. Imagine working for a company committed to doing the right thing and aiming to become the world’s best insurance provider! Zurich is one of the world’s leading insurance companies and one of the few operating on a global scale. With approximately 55\.000 employees dedicated to understanding our customers’ needs and delivering solutions for individuals and businesses—from small enterprises to multinational corporations. Here, we champion Sustainability, innovating in development policies and increasingly aligning ourselves with global changes. We care about societal trust and how we continuously innovate—seeking technologies and strategies that enable us to deliver a memorable experience to our customers. We also foster a culture of diversity and inclusion. Our purpose and values statement is designed to protect, inspire trust, and help our employees reach their full potential. Therefore, we maintain an inclusive hiring policy that promotes the selection of qualified candidates with disabilities. Join us as a Zuricher and become part of our team as **CUO**! Role Purpose: Ensure sustainable profitability and growth of the insurance portfolio for the assigned country or market by leading the underwriting and pricing strategy, defining and governing underwriting standards and practices, and ensuring underwriting decisions align with risk appetite, applicable regulations, and the company’s strategic objectives. Responsibilities: * Define and execute the underwriting and pricing strategy for the business portfolio, aligned with the global strategy. * Develop, update, and govern underwriting policies, standards, guidelines, and processes for the lines of business under responsibility. * Establish and maintain risk appetite, underwriting limits, authority delegations, and acceptance criteria, ensuring proper communication and compliance. * Analyze technical results and market trends to identify growth opportunities and emerging risks, proposing and implementing corrective actions. * Serve as the highest level of underwriting authority for complex or exceptional cases. * Drive the use of data, advanced analytics, and digital tools in the underwriting and pricing process (risk models, segmentation, technical pricing). * Ensure underwriting practices comply with local regulations, internal risk policies, Compliance standards, and Group guidelines. Education: Degree in administrative or financial disciplines; ideally with technical certifications in insurance/underwriting. Minimum 12 years of experience in the insurance sector, with a strong background in underwriting. Experience: Proven leadership experience managing underwriting teams and functions at the country or business unit level. If you’ve made it this far—thank you for reading! If you feel you’re a good fit and are excited about this opportunity, don’t hesitate to reach out and apply.